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Loan Program

Reverse Mortgage Loans

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Who is this loan right for?

Reverse Mortgages are designed for homeowners age 62+ who want to tap into home equity without monthly mortgage payments. Great for retirees seeking supplemental income, home improvements, or long‑term care financing.

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Mortgage Loan

Benefits of this loan program

  • No monthly mortgage payments required.
  • Convert home equity into cash (lump sum, line of credit, or monthly advances).
  • Federally insured and non‑recourse (you or heirs won’t owe more than home value).
  • Helps with retirement cash flow and legacy planning.

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General eligibility requirements

  • Borrower must be age 62 or older.
  • Must occupy the home as primary residence.
  • Sufficient home equity to qualify.
  • Counseling session with a HUD‑approved counselor required.

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Get started by using one of our FREE tools!

No matter what your situation is, there is a home financing solution for you. We are ready to guide you through your options and get you the best deal possible!

Conventional

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FHA

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VA

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Jumbo

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Renovation

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USDA

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DSCR Investor Loans

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Commercial

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Non QM

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Reverse

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Divorce Lending

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1099

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P&L

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Bank Statement

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Self‑Employed

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Foreign National

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Asset Depletion

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Asset Utilization

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VA Calculator

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Jumbo Calculator

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FHA Calculator

Determine your potential monthly payments and total costs for a Federal Housing Administration loan.

Conventional Calculator

See the monthly payment and total cost for a conventional mortgage loan.

USDA Calculator

Calculate the costs and monthly payments associated with a USDA Rural Development loan.

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