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Loan Program

Self‑Employed Mortgage Loans

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Who is this loan right for?

Self‑Employed Mortgage Loans support entrepreneurs, freelancers, consultants, and business owners who don’t receive traditional W‑2 income.

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Mortgage Loan

Benefits of this loan program

  • Mortgage solutions tailored to varied income structures.
  • Options to use tax returns, 1099s, bank statements, or P&L statements.
  • Helps self‑employed borrowers compete with traditional employment income applicants.

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General eligibility requirements

  • Proof of self‑employment (business license, tax returns, etc.).
  • Income documentation per chosen program (e.g., bank, 1099, P&L).
  • Credit score and reserves requirements based on loan type.
  • Debt obligations within acceptable thresholds.

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Get started by using one of our FREE tools!

No matter what your situation is, there is a home financing solution for you. We are ready to guide you through your options and get you the best deal possible!

Conventional

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FHA

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VA

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Jumbo

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Renovation

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USDA

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DSCR Investor Loans

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Commercial

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Non QM

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Reverse

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Divorce Lending

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1099

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P&L

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Bank Statement

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Self‑Employed

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Foreign National

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Asset Depletion

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Asset Utilization

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